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Wednesday, February 11, 2009

American Quarter Horse Association New "AQHA Medical" Plan Offers Affordable Benefits to Association Members

The world's largest horse breed association got my attention today when it announced that it would begin offering a range of health insurance plans to members. Membership costs to join AQHA start at $40 per year. I know that health insurance is a big worry to lots of people in the horse world and that many people go without it.

One of the policies that the AQHA is offering is an "active lifestyle" policy for only $20 per month for accidents. Note: there may be an exclusion for people who make their living with horses, but it is worth looking into, especially if you have a family.

The AQHA policies sound great and very affordable but before you get your hopes up, you should realize that the insurance laws vary from state to state and these types of policies may not be available where you live.

Other organizations, such as the US Equestrian Federation and US Eventing Association, have in the past offered some sort of accident insurance plus optional Med-Flight coverage, which the AQHA offering also includes.

It's an option, and may be something that will help some people in the horse world. Pass the word! And thanks to the AQHA for realizing what a problem health insurance is to many in the horse industry.


Here's the official announcement, which was made earlier today:

The American Quarter Horse Association is proud to announce its partnership with Nicholas Hill Benefit Group and the Active Life Plan by Adventure Advocates to bring AQHA members a new program through AQHA Medical. Members and their families now have access to sign up for affordable accident and health benefits.

AQHA members can choose from a selection of major medical/health plans with available worldwide coverage, dental, vision, life, disability, long-term care and Medicare supplement plans.

Twenty-four-hour accidental medical coverage plans start as low as $20 a month and carry benefits as high as $25,000. AQHA Medical enables horsemen and -women to protect themselves and their families with quality plans that respect the medical coverage needs of the horse enthusiast and the active horseback rider.

Nicholas Hill Benefit Group Inc. has partnered with insurance providers that offer extensive professional care networks, healthcare plan options and worldwide protection plus multiple year rate guarantees and other unique features such as Health Savings Accounts.

To learn more about the quality plans available through AQHA membership, or to receive your free quote, visit www.AQHAmedical.com or call (888) 213-9710.

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1 comment:

Kristin said...

Hi Fran,

thanks for picking up on this! I'm reading the America's Horse magazine and the AQHA Medical ad does say that the 24-hour accident medical benefits cover horseback-related accidents, so that's a plus!

Again, thanks for sharing this information.